changed their story, saying they were scared before. jason gailie is picked up, charged with murder and a mother's intuition made it happen. john zarrella, cnn, miami. i'm alison kosik. i'll be back in an hour. "your money" starts right now. obama scare isn't coming. it's already here. the president signed it into law 3 1/2 years ago. since then the law has survived a challenge in the supreme court. a presidential election and a 21-hour rant from senator ted cruz, even a government shutdown won't kill it. but forget the politics, we have the facts for you and your family. chief medical correspondent dr. sanjay gupta will join me in a moment. americans can enroll in plans, beginning october 1st, coverage starts january 1st, by march 31st, just about everyone must have health insurance or they will pay a penalty. everyone, no matter how sick,

must be able to get coverage. bob funk runs express employment professionals. that company places 5,000 people with jobs every year. he says the affordable care act is good for his business, but bad for workers who want full-time positions. >> companies are fearful of hiring anyone on a permanent basis anymore because of the fear of what the cost is going to be. >> companies have been relying more on part-time workers long before since obama care became law, but it is true that the law is raising costs on xwoir. some companies are passing the cost increases to their worers. cnn's chief medical correspondent sanjay gupta is here with us to explain all these changes. sanjay? >> we're hearing a lot. to give you a couple examples, even one a little different. delta air lines, they said the law will add $100 million to their health care costs next

year, one example they're citing is an extra $14 million to have young adults added to their parents' plans. remember, the law says people under 26 can stay on their parents' plans. it's very popular, but it isn't free. u.p.s. also blaming obama care when they said that they're dropping coverage for about 15,000 spouses. it's worth pointing out those are people who have coverage through their own other jobs, but home depot dropped coverage for about 20,000 part-time wo,ers. the limited plans they had, they are no longer legal, so home depot was forced to do this. those workers should be okay, because most of them will be eligible for subsidies and can take the monies from the premiums at home depot and put it into the federal marketplace. a lot of this is confusing, may even sound alarming, but don't look at it in a vacuum. there's been this trend for quite some time now. >> thanks, sanjay.

there are four fehrs, plus a low-cost catastrophic option for people under 30. depending on your income, the government may pick up some of your costs. or a family of four, $94,000, you're likely qualify for a government subsidy. prices also depend on where you live and how old you are. wide variability around the country. let me show you a few examples. a single person living in mississippi, who makes $25,000 a year, pays $75 a month for the bronze plan. a family of four, making $50,000 a year would pay about $282 for the sill ven plan. again, that's after subsidies. let's look at arizona, for example, that family of four would pay $282. so you can't end up paying less or more than today. we don't know quite yet. it will depending on your

particular case. the administration making a big push to educate you all around the country about exactly these issues, the changes and how to sign up. walgreens is handing out pamphlets, and ad campaigns are targeting moms. if none of that works, volunteers will come to your door to explain the benefits. but our own zain asher found that with all of that outreach, it may not be working, or at least it's a big, big job. people don't know what health care coverage they have now. what did they find? >> hi, christine. we found that very few people even know what oembalma care even means. these exchanges open on tuesday and nonprofit groups are going door to door trying to explain to the uninsured. we spoke to severalen insured americans who know virtually nothing about what obama care means. take a listen. >> we'll start at the top of the hill. >> reporter: with just a few days to go before the new

exchanges go live, an army of obama care experts are going door to door. >> good morning. is christopher home? >> we're not selling anything. >> do you currently have insurance? >> reporter: trying to explain obama care to americans who don't have health insurance. >> i know it has to do with caring about people, you know, obama care, so basically that's all i know. >> reporter: according to the kaiser family foundation, 43% of uninsured americans still have no idea about the new exchanges. >> i have a question. who created this affordable health care plan? >> well, this was passed by congress. >> oh, congress created it. >> and i'm just wondering as a citizen of america, how come i did not hear of this? >> reporter: well, health care reform is a frequent contention, many people we spoke to in new jersey were hearing details for the very first time just this week. >> i'm definitely going to read into it. >> is obama forcing americans to get health insurance?

it sounds that why. >> enroll america, a nonprofit group funded mainly by insurance companies, health care groups and charities is working to spread the word, dispatches 130 field workers in ten states. >> we can follow up with you. >> on october 1st, 48 million uninsurance americans will be able to perform health coverage. coverage starts january 1st, and they must enroll before march 31st. >> they'll be able to shop just like you shop for an airline ticket or a flat-screen tv and see what's the best price for you. >> this is all new to me. i never nudes about any of this. >> i think part of the problem is people sort of see the word obama care tossed around in the news, but they have idea what it means. obviously it is complicated, but people were coming up thanking me for doing this story, because they had no clue they would soon have to buy health insurance. >> you know how terrifying it is to do open enrollment at work.

imagine having no exposure to the market, you're uninsured. they have a lot of work ahead of them. thank you so much. coming up. terrorists won't stop planning attacks on america, even if the government shuts down. f but is bickering over budgets sending a dangerous message to america's enemies? is current pa, bob will retire when he's 153, which would be fine if bob were a vampire. but he's not. ♪ he's an architect with two kids and a mortgage. luckily, he found someone who gave him a fresh perspective on his portfolio. and with some planning and effort, hopefully bob can retire at a more appropriate age. it's not rocket science. it's just common sense. from td ameritrade. (nervous) (screaming) "never again grace elizabeth" life insurance from new york life

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a self-inflicted wound that risks damaging the still fragile economy. this week the president laying out the policies and interests in the iran and the middle east process. back in washington, a fight over obama care that could shut down the government, but won't stop obama care. fareed zakaria, thanks for being here. leon panetta spelled out the price of governing from crisis

to crisis. he wrote in an op-ed, u.s. citizens will lose truth and the world will view the united states as less able to back its word with power. >> how much does this struggle damages in the eyes of the world. >> i think it does. right now we don't have a competit competitor. there didn't seem to be much of a price to pay. the recovery is continuing, but there are two areas, first is the credibility of american government. our treasury bills are the reserve investments of the world. if that changes, if people start worrying about getting repaid, as they should frankly worry, given what we're doing, that would change things dramatically. it raises huge costs for the united states. the second is, in all this crisis management, nobody is talking about what we should be doing for the long term in this

country. we are seriously underfunding investments in education, in infrastructure, in basic science. that's the seed capital that produces growth. you know, we had these slogans where people said it's not about big government or small government. it's about smart government. right now what we are doing is stupid government. >> when you look at how petty and stupid it is in washington, and sometimes there's a news event, for example, more than 60 people killed in kenya, terrorists attacking a mall. and the al qaeda leader al zawahiri said his's encouraged his followers to spent more on security, in order to, quote, lead them economically. does this telegraph as a rule 234esh89. >> people seeing we're vulnerable, we can't get our act together. i wouldn't worry too much about zawahiri, he hasn't been able to -- the guys that planned al

qaeda central, are -- >> he's trying to get something going. he knows the only thing he can do, really, is try to encourage somebody out there to walk into a mall, because he can't plan any of it. i hate to put it this way. if we spent more on security right now, it would be good with the economy. what the economy needs is more spending and more consumption. john mccain said recently, putin criticized the president and his policies, doing that directly to the american people. the 2008 republican opponent senator john mccain responded. he said -- i believe you deserve the opportunity to improve your lives in an economy that's built to last and benefit the many, not just the powerful few. he was writing to the russian people about an economy that benefits everybody. we look at these statistics. in 199, the year the berlin wall fell, the ratio of is it ceo to

average work the poverty rate in '89 was 12.8, last year 15 percent. the typically family now makes less than in -- was john mccain lecturing russia, but a lot of people are saying, wait, i don't feel like this economy is fair for me. >> look, we're a lot better off than russia, but i think your point is value. part of this is the gobblization, technological change, all of that creates a winner take all system. and the success 68 ceos do well, partly because their compensation is tied to the stock which rises, but that's all the more reason to be making public investments in daycare, in education, helping people move up the ladder of opportunity. i don't begrudge ceos doing very well, but i want to make sure

that anyone can get to be a ceo, and the game is not set so that if you get to school when you're 6 years old and you're malnutritioned, and you haven't had any kind of pre-k, we know you're not going to do well in school, and you won't get into a good college. that's the trend we have to stop. again, as i say, part of is that our stupid government, the inability to get anything done means we don't invest. we don't spend much more on people in america. we have lots of subsidies. >> tax breaks. >> and a bunch on the rich, but the poor neglected and it's something of a scandal. >> one of the thing it's clear is the country with the most prepared and best educated workforce is the one that will win -- the next leader. are we investing in our workforce? >> not at all. what does it mean to have a good workforce? it means you need to have them educated, and you need to have the ability to retrain them,

because some jobs are going to go away, some industries are going away. we do early education very badly the we do secondary education badly, and we do job training badly. in all these cases, while there are lots of reforms that need to take place, it's also true that you just have to spend more money on some of the areas we're not spending it, and i can't see washington doing that right now. >> i can't see them doing anything but politics by the minute. fareed, nice to see you. thank you. >> a pleasure. ready to be stuck in the middle seat of your flight listening to the guy next to you talking on the phone or playing angry birds? oh, lord. the faa moved one step closer, but forget annoying. is this safe? we're going to tell you if it's safe to have somebody playing angry birds on takeoff to landing. that's next. ♪ music

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you and your fees went flying this year. a record year for airline fees, but there are still some deals if you know where to look. more than $27 billion with a b generated from your pocket to the airlines from those a la cart fees. so where is this money coming from? it's coming from your poskt. for checked bags, and re -- with costs rising for air lirns but some airlines hit you parter than others. look at spirit, $100 to carry on a bag if it doesn't fit. bottom line, you need to factor in these extra charges when you're looking at fairs.

if you have to be extra savvy. the cheaper days are tuesday, wednesday and saturday, the cheaper times --sh the best time to buy a ticket, tuesdays at 3:00 p.m. book now, annals of last year's fairs by kayak.com found out you have about three more weeks better prices start to rise. once in the sky, you need to follow the airline's rules. that has the faa concerned, but can a bluetooth bring down an airplane. renay? >> it's the rule at takeoff and touchdown, turn off all electronics. the faa expects to get recommendations from an advisory

group this monday that could change that rule, but you ask the question -- can our devices really take down a plane or even call serious safety issues during flight? we traveled across country to one of the largest manufacturers of commercial airplanes to find out. 6. >> this fall the faa could decide to relax those restrictions. at boeing's plant in seattle, we asked the people who built the place if it's dangerous. >> the emissions are being measured by this antenna here. >> inside the electric roe magnetic interference lab, engineers have been studying the issue for years. testing cell phones, laptops and tablets, kenny skier chertoff tested my cell phone. >> this phone is communicating with the cell tower and these

spikes show it has failed. >> reporter: the emissions cross the threshold and could interfere. next test, a laptop. >> it failed. a tablet in wifi mode says failed, but the same tablet in airport mode tested safe. not necessarily that a phone can bring down an airplane. the issue is interfering with the airplane and causing more work for pilots. >> a recent survey for you that they left the devices on because they forgot. despite that engineers -- has ever taken down a plane. >> new plays are being built, and they want to use them. so planes like this one, being designed with technology that can counter interference.

kirsch off recommends devices not be used in flight unless the -- has been tested against every possible device that could be used on board, and he says there's another problem. >> you would be asking all the flight attendance to monitor which devices are good and which devices can't be used. rrm a burden he says is impractical. >> once they -- the faa will make the final decision on whether to loosen the restrictions. christine? >> renay, thank you very much. every wish you could have your fries and your figure? why you can have it your way, next. google, glossophobia,ophobia? or speech anxiety, is the fear of public speaking.

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drawn a lot of attention. it's the childhood home of rock legend kurt cobain. they're listing the residence for $500,000. for more stories that matter to your money, give me 60 seconds on the clock. it's money time. >> illegal immigration is on the rise after falling during the recession. the attraction? low-wage jobs are being added. there's also optimism that congress will eventually reform immigration. more happy housing news. home prices jumped 12.4%, and even with rising mortgage rates, new home sales climbed 8% in august. apple hit the high, blackberry hits a low. apple announced a record 9 million iphone olympics sold in the first weekend. apple stock soared on the news, but blackberry shares won't be around much longer. the company is going private for $9 a share.

just five years more than half the market of smartphones. chrysler is going public, the american auto maker has made quite a comeback since going bankrupt in 2009. >> new franchise that might not make you fat. burger king is offering crinkle cut 40% less false, 340% fewer calories. the catch? they're slightly pricier than the original. >> less fat. does that mean less taste? we'll do the legwork. i've got to tell you, not too bad. mcdonald's learned we'll forget the fries, well, sometimes. you can swap them out for fruit or vegetables. thanks for joining us this week. head to cnn.com to find out why al gore says we have a democracy crisis. >> special interests have been able to use massive amounts of money lobbying to hotwire or

hack the way the system operates. head to cnn.com. stay tuned for "your money requests for the latest on the countdown to the shutdown. it looks like we have some very late nights in store. stay tuned. welcome to "the next list." today designer diane a ang -- >> one of the my favorite materials is therm other crow mattic, which means it changes color with temperatures. but first step into the lab of dr. miguel nicolailas. >> today we'll show you examples of nobody in the world can do what you're going to see here. so this is her doing this right now? >> yes. >> here computers and robots powered by your thoughts. >> it sounds like a move, sounds like pace